:root{--navy:#0f1f3a;--navy2:#172c52;--gold:#b8963e;--gold2:#d4b467;--ink:#1b1f27;--muted:#555d6b;--line:#dcdfe5;--bg:#fff;--soft:#f6f4ee}
*{box-sizing:border-box}
body{font-family:"Source Sans 3",Arial,Helvetica,sans-serif;font-size:17px;line-height:1.6;color:var(--ink);background:var(--bg);margin:0}
a{color:#1a3fa8;text-decoration:underline;text-underline-offset:2px}a:visited{color:#5b2a86}a:hover{color:var(--gold)}
h1,h2,h3,.serif{font-family:"Libre Baskerville",Georgia,"Times New Roman",serif;color:var(--navy)}
h1{font-size:34px;line-height:1.2;margin:8px 0 12px}
h2{font-size:21px;margin:34px 0 10px;padding-bottom:6px;border-bottom:2px solid var(--gold)}
h3{font-size:18px;margin:18px 0 6px}
p{margin:0 0 14px}
hr{border:0;border-top:1px solid var(--line);margin:22px 0}
.wrap{max-width:1040px;margin:0 auto;padding:0 18px}
.topbar{background:var(--navy);color:#dfe4ee;font-size:13.5px}
.topbar .wrap{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;padding:6px 18px}
.topbar a{color:var(--gold2)}
.head{border-bottom:3px solid var(--gold);background:#fff}
.head .wrap{display:flex;align-items:center;gap:16px;padding:14px 18px}
.head img{width:78px;height:78px;flex:none}
.brand{text-decoration:none!important;color:var(--navy)!important}
.brand b{display:block;font-family:"Libre Baskerville",Georgia,serif;font-size:27px;letter-spacing:.5px;line-height:1.1}
.brand span{display:block;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-top:3px}
.head .cta{margin-left:auto;text-align:right;font-size:14px;line-height:1.4}
.head .cta a.btn{margin-top:4px}
.nav{background:var(--soft);border-bottom:1px solid var(--line);font-size:14px;font-weight:600}
.nav .wrap{padding:9px 18px;line-height:2;text-align:center}
.nav a{margin:0 7px;white-space:nowrap;color:var(--navy2)}
.nav a.on{color:var(--gold);text-decoration-thickness:2px}
.hero{position:relative;height:340px;overflow:hidden;background:var(--navy)}
.hero img{width:100%;height:100%;object-fit:cover;display:block;opacity:.55}
.hero .cap{position:absolute;inset:0;display:flex;align-items:flex-end}
.hero .cap .wrap{width:100%;padding-bottom:28px}
.hero .cap h1,.hero .cap .kicker{color:#fff;text-shadow:0 2px 12px rgba(0,0,0,.45)}
.hero .cap h1{font-size:38px;max-width:820px;margin:0}
.hero .cap h1 a{color:#fff}
.hero .kicker{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold2)!important;margin-bottom:8px;font-weight:700}
.main{padding:26px 0 10px}
.big{font-family:"Libre Baskerville",Georgia,serif;font-size:21px;font-weight:700;line-height:1.35;margin:4px 0 14px;color:var(--navy)}
.cols{display:flex;gap:34px}.cols>div{flex:1;min-width:0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin:10px 0 6px}
.card{border:1px solid var(--line);border-radius:8px;overflow:hidden;background:#fff;box-shadow:0 1px 3px rgba(15,31,58,.06)}
.card img{width:100%;height:170px;object-fit:cover;display:block}
.card .in{padding:14px 16px 16px}
.card h3{margin:0 0 6px;font-size:18px}
.card p{margin:0;font-size:15.5px;color:#39404c}
.figure{margin:18px 0;border-radius:8px;overflow:hidden}
.figure img{width:100%;height:260px;object-fit:cover;display:block}
.box{border:1px solid var(--line);border-left:4px solid var(--navy);border-radius:6px;padding:14px 16px;margin:16px 0;background:#fff}
.box.gold{background:#fbf7ea;border-left-color:var(--gold)}
ul,ol{margin:0 0 14px;padding-left:22px}li{margin-bottom:5px}
small,.fine{font-size:13px;color:var(--muted)}
table{border-collapse:collapse;width:100%;margin:10px 0 16px;font-size:15.5px}
th,td{border:1px solid var(--line);padding:9px 11px;text-align:left;vertical-align:top}
th{background:var(--navy);color:#fff;font-weight:600}
tr:nth-child(even) td{background:#fafafb}
label{display:block;font-weight:600;font-size:14px;margin:12px 0 4px;color:var(--navy)}
input,select,textarea{font:inherit;font-size:16px;width:100%;padding:9px 10px;border:1px solid #b9c0cc;border-radius:5px;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold2);border-color:var(--gold)}
input[type=checkbox],input[type=radio]{width:auto}
button,a.btn{display:inline-block;font:inherit;font-weight:700;padding:11px 20px;border:0;border-radius:5px;background:var(--gold);color:var(--navy)!important;cursor:pointer;margin-top:12px;text-decoration:none}
button:hover,a.btn:hover{background:var(--gold2)}
.caps{text-transform:uppercase;font-size:15px;letter-spacing:.03em}
.ladder td:first-child{font-weight:700;white-space:nowrap}
.ai-md{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.foot{background:var(--navy);color:#c9d0dc;font-size:14px;margin-top:34px;padding:26px 0 30px}
.foot a{color:var(--gold2)}
.foot .row{display:flex;gap:18px;align-items:flex-start}
.foot img{width:64px;height:64px;flex:none}
.foot p{margin:0 0 8px}
.foot .nav2{margin-bottom:14px;font-weight:600;line-height:2}
.foot .nav2 a{margin-right:12px;white-space:nowrap}
html,body{overflow-x:hidden}
.menu-btn{display:none;margin:0 0 0 auto;white-space:nowrap;flex:none;background:var(--navy);color:#fff!important;font-weight:700;font-size:15px;padding:10px 14px;border-radius:6px;border:0;cursor:pointer}
.hero .cap h1 a{text-decoration-thickness:2px}
@media(max-width:820px){.menu-btn{display:inline-block;margin-top:0}.head .wrap{gap:12px}.nav{display:none}.nav.open{display:block}.nav .wrap{padding:4px 18px 10px;text-align:left}.nav a{display:block;margin:0;padding:11px 2px;border-bottom:1px solid var(--line);white-space:normal;font-size:16px}.nav a:last-child{border-bottom:0}.brand span{font-size:10.5px;letter-spacing:.1em}.topbar .wrap{justify-content:center;text-align:center}.foot .nav2 a{display:inline-block}.cols>div,table{max-width:100%}table{display:block;overflow-x:auto}.ladder td:first-child{white-space:normal}.cards{grid-template-columns:1fr}.cols{display:block}.cols>div{margin-bottom:10px}.head .cta{display:none}.hero{height:260px}.hero .cap h1{font-size:27px}h1{font-size:28px}.brand b{font-size:21px}.head img{width:60px;height:60px}}
